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Nothing wrong with a more conservative approach. Go over your financial goals and needs for the future. Term life insurance for seniors Insurance Quotes. Then they added up the total amount of fees the policyholder would have paid to hold this policy. They will subtract any fees out of this payment and send you the rest of the cash value of your policy. You spend more than you should add more coverage, your family may suffer in an accident, might. So you have a term life insurance policy.

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